1) I received a check in the mail from the Insurance Brokerage Antitrust Litigation, what is this for?

In late 2006, you received a Notice that advised that you were entitled to settlement funds from the Insurance Brokerage Antitrust Litigation relating to the settlement with the Zurich Insurance Company group of defendants.

The lawsuit resulting in the settlement concerned the purchase or renewal of commercial insurance or reinsurance between August 26, 1994 and September 1, 2005 from any of the Zurich insurers or purchases or renewals of commercial insurance or reinsurance, during that same period of time, from insurance companies other than Zurich through certain insurance brokers that were named in the lawsuit as defendants. .

If you purchased or renewed commercial insurance or reinsurance from any of the Zurich insurers you did not need to file a claim in order to receive the funds. If you purchased or renewed commercial insurance or reinsurance from insurers other than Zurich, through brokers that were named in the lawsuit as defendants, you were required to file a claim.

The Court order approving the settlement was appealed by certain class members. The appellate court order upholding the settlement was approved in September 2009.

This check is a pro rata distribution that you are entitled to under the Settlement Agreement, Plan of Allocation and Order Granting Class Counsel’s Motion for Distribution of Net Cash Settlement Amount.

2) I need my check reissued because my name/my company’s name has changed. What do I do?

If you would like to have your check reissued, you will need to return the check to the Settlement Administrator with a letter explaining why the check needs to be reissued and to whom it should be reissued. If it is the result of a name change, you will need to supply documentation to support your request.

For example, if you are requesting the reissue on behalf of a company due to the company being bought or sold, you will need to provide proof of the sale and the documentation to support the name change

3) I need my check reissued because I lost it. What do I do?

If you would like to have your check reissued, you will need to send a letter to the Settlement Administrator explaining why the check needs to be reissued and to whom it should be reissued.

4) I received a check in the mail, is this a valid check? If I cash this check, will I be signing up for something?

Yes, this check is a valid check. This is your share of a class action lawsuit settlement. By cashing this check, you are not signing up for anything or will have any further obligations.

5) How was the amount of my distribution calculated?

The distribution was calculated on a pro rata basis based on the Plan of Allocation.

There was approximately $130 million available for distribution relating to approximately $80 billion in policy premiums.

6) I think that I am entitled to a check and I have not received one, what do I do?

Please contact a Call Center Representative at 1-866-722-3544.

7) What is the Insurance Brokerage Antitrust Litigation?

In late 2006, Notices were mailed that advised Class Members of a settlement in a Class Action lawsuit called In re Insurance Brokerage Antitrust Litigation . Several individuals who qualified as class members were entitled to settlement funds from that litigation relating to the settlement with the Zurich Insurance Company group of defendants.

The lawsuit resulting in the settlement concerned the purchase or renewal of commercial insurance or reinsurance from any of the Zurich insurers or other purchases or renewals of commercial insurance or reinsurance from insurance companies other than Zurich through certain insurance brokers that were named in the lawsuit as defendants. .

If you purchased or renewed commercial insurance or reinsurance from any of the Zurich insurers you did not need to file a claim in order to receive the funds. If you purchased or renewed commercial insurance or reinsurance from insurers other than Zurich, through brokers that were named in the lawsuit as defendants, you were required to file a claim.

The Court order approving the settlement was appealed. The appellate court order upholding the settlement was approved in September 2009.

8) The check I received is for $XX and I had a claim for $XX. I think there was an error.

This check is a pro rata distribution that you are entitled to under the Settlement Agreement, Plan of Allocation and Order Granting Class Counsel’s Motion for Distribution of Net Cash Settlement Amount.

9) What was the pro rata percentage?

Pursuant to the Settlement Agreement, Plan of Allocation and Order Granting Class Counsel’s Motion for Distribution of Net Cash Settlement Amount, the pro rata percentages were approximately as follows:

For Excess Policies, those commercial policies that provided insurance over and above a certain loss amount, the settlement paid $.01896 for every dollar spent on valid Excess policies. If the distributable amount for excess policyholders was under $112.25, a minimum payment of $112.25 was issued.

For Non-Excess Policies, those commercial policies that are primary and pay a loss from dollar one, the settlement paid $.00066 for every dollar spent on valid Non-Excess policies. If the distributable amount for non-excess policyholders was under $4.10, a minimum payment of $4.10 was issued.

For Conspiracy Policies, those commercial policies issued by a non-Zurich insurer through a broker defendant, the settlement paid $.00050. No minimum payment was made for the conspiracy policies.

10) Did you send me a 1099? Will I be receiving a 1099?

We did not mail 1099s and we will not be mailing them.

11) Do I have to pay taxes on this?

We can not offer any tax advice. Please speak with an accounting professional.

12) I do not agree with the amount of my check, can I appeal the decision?

If you believe that the check amount is too low because you believe a higher percentage should have been paid on it, the allocation and percentages were approved by the Court and the time to appeal has expired.

If you believe that you had Zurich policies that were not included, per the terms of the Settlement Agreement and approved by the Court, Zurich policy payments were based on data provided by Zurich. The time to appeal this decision has expired.

If you believe that conspiracy policies you submitted were incorrectly marked as ineligible, the time to dispute this with the Settlement Administrator has passed. You would have received a letter that advised you of the ineligibility status.

13) What was considered a valid policy?

The excess and non-excess categories were Zurich policies that were sold or renewed during the class period, August 26, 1994 through September 1, 2005. Pursuant to the Settlement Agreement and Court approval, Zurich Insurance Company provided the Settlement Administrator with information about all qualified policies that were considered part of this settlement. These policies were commercial insurance or reinsurance purchased or renewed during the class period from any of the Zurich insurers. You did not need to file a claim in order to receive the funds.

Conspiracy policies were commercial insurance or reinsurance policies purchased or renewed during the class period from insurers other than Zurich, through brokers that were named in the lawsuit as defendants. You were required to file a claim to recover under these policies. Again, for a conspiracy policy to be valid, it must have been purchased through one of the named brokers.

14) Is it too late to file a claim?

Yes.